Why Zillow Estimates Can Be Inaccurate — And How a Realtor’s CMA Gives You the Full Picture
When you’re thinking about selling your home (or just curious about its value), the first place many people turn to is Zillow. It’s quick, easy, and gives you an instant “Zestimate” — what could be better, right?

But here’s the catch: Zillow’s estimates are just that — estimates. While they’re based on algorithms and public data, they often miss the nuanced details that significantly impact a home’s actual market value.
Let’s break down why Zillow estimates can be misleading — and why a Comparative Market Analysis (CMA) from a local real estate expert is a much more accurate and reliable way to determine your home’s true value.
Why Zillow Estimates Can Be Off the Mark
1. They Rely on Incomplete or Outdated Data
Zillow pulls from public records, tax assessments, and previous sale prices. But those records don’t always reflect recent upgrades, new construction, or current market conditions. If you’ve remodeled your kitchen or added a new deck, Zillow probably has no idea.
2. They Don’t Consider Your Home’s Unique Features
Zillow can’t walk through your home. It doesn’t know that you have ocean views, custom finishes, or that your neighbor’s house backs up to a noisy highway. These are all things that significantly impact value — and they’re missed by the algorithm.
3. Local Market Nuances Are Ignored
Zillow doesn’t live in your neighborhood. It doesn’t know the street that just had a bidding war or which local school just got a top ranking. These hyperlocal factors can drastically affect home values.
4. Zillow Estimates Have a Margin of Error
Even Zillow admits their Zestimates have a nationwide median error rate of around 2-7% for on-market homes — and it’s often much higher for homes that aren’t listed. That could mean tens of thousands of dollars off the mark.
The Power of a CMA: What a Realtor Offers That Zillow Can’t
A Comparative Market Analysis (CMA) is a personalized, hands-on evaluation prepared by a real estate professional. It uses real-time market data and human expertise to determine a home’s accurate value. Here’s how a CMA beats a Zestimate every time:
✓ Compares Real Homes, Not Just Stats
Your realtor will analyze recently sold homes (called “comps”) that are truly comparable — similar size, condition, location, and features — to give you a realistic value range.
✓ Includes Active and Pending Listings
Unlike Zillow, a CMA doesn’t just look backward. It also considers what’s currently on the market and what’s under contract to understand how your home fits into today’s competition.
✓ Adjusts for Unique Features and Condition
From upgraded appliances to a new roof or landscaped yard, a Realtor evaluates your home’s unique features and condition — things an algorithm just can’t do.
✓ Considers Local Market Trends
A CMA reflects the current demand in your area, recent buyer behavior, and even seasonal trends — all based on boots-on-the-ground experience.
Bottom Line: Zillow Is a Starting Point, Not the Finish Line
Zillow is a helpful tool if you’re just browsing or beginning to explore. But if you’re serious about buying or selling, you need more than an estimate — you need insight.
That’s where I come in.
Let’s Find Out What Your Home Is Really Worth
Thinking about selling or just curious about your home’s value? Let me create a free, custom Comparative Market Analysis for your home. No algorithms. No guesswork. Just real numbers based on real market conditions — and real results.
📩 Reach out today and let’s talk about your next move.
Kiersten Vogt | 215-906-7047 | Kiersten.Vogt@gmail.com

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